Instafund allows direct deposits from your bank account. In order to use InstaFund you must have an account with one of the following banks: Bank of America, BB&T, Capital One 360, Chase, HSBC Bank USA, New York Community Bank, PNC, Regions, Santander (Sovereign) Bank, SunTrust, TD Bank, U.S. Bank and Wells Fargo. If you bank with one of those institutions you will be asked to use your banking credentials to login to your account via InstaFund. You will then be able to transfer an amount less than $1500 directly into your DerbyJackpot account. Bill Pay must be enabled on your bank account for InstaFund to work.